In addition to the completed application form and cover letter outlining the business intent, everyone should submit one passport sized photo; British Virgin Islanders should submit a copy of their birth certificate, picture page and page 4 of their BVI passport; belongers’ or naturalized citizens should submit their belongers’ certificate/card or naturalization certificate; all other persons (non-belongers) should submit (i ) the picture page of their passport  (ii) two character references, (iii) financial statement/bank reference, and (iv) police record.